Think about the opportunity to grow your loan portfolio without the added risk. By teaming up with multiple NBFCs, you can reach new markets and offer more loan products. Co-lending doesn’t just

help you expand your customer base—it boosts your ROI too. You’ll generate better returns while minimizing the risks. What’s more, Knight makes sure your interests are protected with pre-agreed risk management policies. So, you can sleep easy knowing everything’s under control. Co-lending also makes it easier for you to meet Priority Sector Lending (PSL) targets. Plus, Knight’s automated collection and reconciliation tools save you time and make the entire process more transparent and efficient.

As an NBFC, partnering with banks through co-lending allows you to grow your loan portfolio and offer a broader range of products without shouldering all the risk yourself. By sharing the risk with banks, you gain access to cheaper capital, which means you can pass on the savings to your borrowers through lower interest rates. This collaboration benefits both your business and your

customers, creating a win-win situation. The shared-risk model also makes it easier to grow your portfolio, and since you’re partnering with banks, you’ll see better returns on your investments. On top of that, co-lending opens up new doors, connecting you to a broader network of financial institutions, and giving you access to more financial products and services.

Co-lending with Knight, Utopia offers a better deal for borrowers by providing lower interest rates and a smoother borrowing experience. Gone are the days of confusing paperwork and endless phone calls. Knight streamlines the entire process, making it faster and easier to access credit. In addition, co-lending promotes financial inclusion, meaning more individuals and businesses that were previously excluded from the formal credit system can now access loans. Knight takes care of everything from loan origination to disbursal, ensuring a worry-free experience for borrowers.

With Knight Utopia Co-Lend Middleware, you can finally let go of the hassle of managing loans. We take care of everything, connecting Banks and NBFCs, in a way that boosts returns, increases access to capital, and promotes financial inclusion—all while maintaining a 97% loan approval rate. Ready to transform your lending process? Let’s talk! Contact us today and see how we can revolutionize your lending strategy together.